Vyavsay AI

Government loan schemes

Stand-Up India: closed to new loans

Not open. Closed to new loans since 31 March 2025. A successor (Stand-Up India 2.0, term loans up to ₹2 crore for first-time women, SC and ST entrepreneurs) was announced in the 2025-26 Budget but had not launched when these rules were checked.

Stand-Up India gave bank loans of ₹10 lakh to ₹1 crore to women, SC and ST founders for a first venture. It closed to new loans on 31 March 2025. MUDRA, PMEGP and CGTMSE are still open.

See which schemes are open to you, free ↓

Status
Closed to new loans since 31 March 2025
Loan size, while it ran
₹10 lakh to ₹1 crore
Successor
Stand-Up India 2.0, announced, not launched

Who it was for

What you can get now

Nothing new: banks no longer sanction loans under it. A successor (Stand-Up India 2.0, term loans up to ₹2 crore for first-time women, SC and ST entrepreneurs) was announced in the 2025-26 Budget but had not launched when these rules were checked.

What to apply for instead

  1. For up to ₹20 lakh with no collateral, look at a MUDRA loan.
  2. For a new unit with a government subsidy, look at PMEGP. Women, SC and ST founders get its higher special-category subsidy.
  3. For a larger loan without collateral, ask the bank for CGTMSE cover. Women entrepreneurs get the highest cover.
  4. The checker below runs all of them on your details.

Which schemes are open to you

A few questions about you and the business, checked against every scheme.

What kind of business?
Is it a new business?
About the main founderTick any that apply. Several schemes pay more, or are only open, to these.
Where will it be?
A few more questions (optional, sharpens the answer)
Has the founder passed Class 8?
Have you taken and fully repaid a MUDRA Tarun loan?
Is any loan of yours in default right now?
Has this business had a government subsidy before?

Questions people ask

Is Stand-Up India still open?
No. The scheme ran until 31 March 2025 and is not taking new applications. A successor (Stand-Up India 2.0, term loans up to ₹2 crore for first-time women, SC and ST entrepreneurs) was announced in the 2025-26 Budget but had not launched when these rules were checked.
What can I apply for instead?
A MUDRA loan for up to ₹20 lakh with no collateral; PMEGP, a loan with a subsidy of up to 35% for a new unit; or a CGTMSE-covered loan of up to ₹10 crore without collateral.
How much did Stand-Up India lend?
₹10 lakh to ₹1 crore, as a composite loan of up to 85% of the project cost.

From the scheme's official page, checked on 9 November 2026. Rules change; the bank still decides each loan.

What comes next