Start a business in India, or grow the one you run.
See which government loans you can get in two minutes: free, no sign-up, every answer from the official rules.
Have your own question? Ask it in Hindi, Hinglish, Marathi, Tamil or English.
Mujhe machinery ke liye ₹15 lakh chahiye. Kya options hain?
Funding report
about 90 seconds of research- How much
- ₹15 lakh
- What for
- Buying looms
- State
- Maharashtra
- City
- Pune
- Collateral
- Shop premises, ₹8 lakh
Government Schemes
- MUDRA (Tarun Plus)Unclear
- CGTMSE coverEligible
Tasks
Suggested (2)
Register on Udyam before applying
Add to listNot neededAsk the bank to cover the loan under CGTMSE
Add to listNot needed
Try it now. No account, no cost.
Worked out from the official rules, on the spot, with the date they were last checked. Nothing to sign up for.
Scheme check
Whether MUDRA, PMEGP or a collateral-free CGTMSE loan is open to you, answered instantly from each scheme's own rules.
Open scheme check →₹15 lakh for machinery
- PM MUDRA Yojana
- Depends
- CGTMSE, without collateral
- Open to you
Registration checklists
Who needs Udyam, GST, FSSAI and shop registration, what each costs, and the documents to keep ready, ticked off as you gather them.
Open registration checklists →A home food business
- FSSAI registration
- Up to ₹1.5 crore
- Renewal, from April 2026
- Not needed
Filing calendar
Every GST return, TDS deposit, PF payment and income tax date you have coming up, with reminders you can add to your phone.
Open filing calendar →GST, filed monthly
- GSTR-3B
- 20th, every month
- On QRMP instead
- 22nd or 24th, by state
GST invoice maker
A GST tax invoice or bill of supply with CGST and SGST or IGST worked out, printed or saved as a PDF, made in your browser.
Open gst invoice maker →₹1,00,000.00 at 18%, within the state
- CGST 9% + SGST 9%
- ₹18,000.00
- Total
- ₹1,18,000.00
Rupees one lakh eighteen thousand only
GST calculator
GST added to a price or taken out of one, split into CGST and SGST or IGST, at every GST 2.0 rate.
Open gst calculator →₹1,180, including 18% GST
- Taxable value
- ₹1,000.00
- GST (CGST 9% + SGST 9%)
- ₹180.00
From an idea to a business that files on time
Five steps, in the order they come up. Start wherever you are.
Step 1
Pick what to start
What can I start with the money and skills I have?
Step 2
Check the demand
Is there real demand for it where I am?
- Market snapshotFreeWhat it takes to run one kind of business in one city, published and readable without an account.
- Test the ideaSign inWhether there is real demand: market size, who buys, what competitors charge, and whether the unit economics hold.
- City reportSign inOne whole-city economic picture: where the money is, which localities have a market, and what kind of business suits the place.
Step 3
Fund it
Which loans and schemes can I actually get?
- Scheme checkFreeWhether MUDRA, PMEGP or a collateral-free CGTMSE loan is open to you, answered instantly from each scheme's own rules.
- Find the moneySign inEvery central and state scheme, bank and NBFC route, grant and equity option ruled in or out against your own profile, plus what is blocking the rest.
Step 4
Get registered
What do I have to register, and what licences apply to me?
- Registration checklistsFreeWho needs Udyam, GST, FSSAI and shop registration, what each costs, and the documents to keep ready, ticked off as you gather them.
- Stay legalSign inYour registrations, filing calendar, the labour obligations that switch on at your headcount, and the sector licences that apply, with a verdict on each.
Step 5
Run it every month
What do I file, and by when? What's still left to do?
- Filing calendarFreeEvery GST return, TDS deposit, PF payment and income tax date you have coming up, with reminders you can add to your phone.
- GST invoice makerFreeA GST tax invoice or bill of supply with CGST and SGST or IGST worked out, printed or saved as a PDF, made in your browser.
- GST calculatorFreeGST added to a price or taken out of one, split into CGST and SGST or IGST, at every GST 2.0 rate.
- Task listSign inThe actions out of a report or a conversation, kept as a list per business instead of scrolling away in the chat.
Bill BookOur appRecord sales and customers on your phone, at the counter or on the go.
InventoryingOur appStock, checkout, customers and reports for your shop, on your phone or in the browser.
Free tools answer from the official rules, instantly. Sign in reports research today's sources for your own situation, in about two minutes, and show where every figure came from. The Free plan includes 3 a month.
Your website, written from your Google reviews
Paste your business's Google Maps link. Vyavsay reads what your customers say and writes a website from it: what they come back for, what they order, their own words. Every claim on it points to the reviews behind it.
- Free: a public page for your business with a WhatsApp button, and one preview of the full website.
- Paid plans: publish the full website, on your own domain if you like. See plans
Annapoorna Family Restaurant
Benne masala dosa regulars queue for on Sundays
4.4★ from 1,287 reviews
- “The benne masala dosa here is the best I have had in south Bangalore. Crispy outside, soft inside, and the chutney is fresh every time. Worth the Sunday queue.”Priya K.
- “Been coming for twelve years. The waiter still remembers that my father takes his filter coffee without sugar. Benne masala dosa never changes, in a good way.”Arjun R.
Read a real report before you sign up
A market snapshot for one kind of business in one city: what it costs to open, what people pay, who you are up against. Useful whether you are planning one or benchmarking the one you run.
Free, and no account needed.
Learn the basics first, in plain words
Vyavsay School has short lessons on starting and running a business in India, free and without an account. Each one ends with the tool that does the job.
See every course at Vyavsay School →How to check the answer
Every figure carries its source
Each section ends with the pages it was built from, and the report closes by saying how many sources went into it and on what date. A figure that can't be traced back to one is listed as unverified, not left to look solid.
Gaps stay visible
Tell it your state, sector, turnover and registrations once, or whatever of that exists so far, and every report is checked against them. What you haven't told it comes back as a gap, not as an assumption it made quietly.
It says what it can't do
Every report ends by saying what it is not: not an approval, not a compliance certificate, not advice. Scheme terms and due dates move, so it points you at the page to confirm them on.
What you would use otherwise
- A general AI assistant
- Answers from training data rather than today's scheme page, doesn't know your turnover, and leaves nothing on your list once you close it.
- A consultant
- ₹5,000–25,000 and a week's wait, for the one question you already knew to ask, and nothing about the scheme you had never heard of.